Mortgage Form with Script v1 DV
Was the hand-off good?
Hi . This is from upstairs, I have () on the line. Are you ready to take the call?
. [DO NOT ASK "HOW ARE YOU?"] -- [CONFIRM ITS THE RIGHT PERSON AND CONTINUE]
, my name is , on a recorded line, with American Mortgage Advisors. Your Loan Officer is just getting off a call so let me quickly review what you told .
As you know, interest rates for refinancing are REALLY low right now. You ARE interested in seeing how much you can save on your mortgage, correct?
Have you refinanced in the prior 6 months?
And I see here that you might be intested in taking cash out of around ?
OK great! Do you have a verifiable source of income?
And are you, your spouse or anyone else on the Deed (Title) a US Veteran?
OK Good. And, , you have a few minutes right now to speak to our Loan Officer just to see how much we can save you on your mortgage, correct?
AND just making sure , you own this home at in , correct?
Standard Qualifiers (Optional QC)
You current rate is at or around % [Enter or Update the Rate below]
] I'm showing your value around [
Loan amount is approximately
Loan Type loan.
Credit score is or higher.
ASK: What is your credit score? (then choose below)
Short Sales, Foreclosures or Bankruptcies.
30 day lates on ANY mortgage in the last 12 months.
I'm showing here that you have a regular Conventional loan. Is that accurate or do you have an FHA or a VA loan?
Cashout Qualifiers (Optional QC)
Cash Out Amount
Credit Cards Total Balance (approximate)
Do you have a car payment (that's not a lease)?
Do you know the payoff for the car?
Do you have any other loans or student debt you want to review with the Specialist?
Because of your credit score, we can help you with some of these debts so you can get them paid off and reduce your monthly payment right away.
Are you currently employed with an income of at least $1500 per month?
Are you currently enrolled in any Debt Settlement or Debt Forgiveness program?
Cash out > $15,000
(Must be read word for word) OK great! What I need to do now is bring on my loan officer. If my loan officer is on the phone they may call you in the next 24-48 hours and their call would override any state or federal no contact registries you may be on just so the lender can get a hold of you and get you the information. Is this Ok? Great! (PRESS SUBMIT and Follow hand-off script)